ASSESSING CREDIT RISK USING MACHINE LEARNING METHODS
نویسندگان
چکیده
منابع مشابه
Consumer credit risk: Individual probability estimates using machine learning
Consumer credit scoring is often considered a classification task where clients receive either a good or a bad credit status. Default probabilities provide more detailed information about the creditworthiness of consumers, and they are usually estimated by logistic regression. Here, we present a general framework for estimating individual consumer credit risks by use of machine learning methods...
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ژورنال
عنوان ژورنال: Efektyvna ekonomika
سال: 2019
ISSN: 2307-2105
DOI: 10.32702/2307-2105-2019.12.87